What MTD software must do
- Store income and expense records digitally
- Categorise them into HMRC's fixed categories
- Send quarterly updates to HMRC
- Submit the annual Final Declaration
Some products do all of this in one place. Others keep the records and pass data to a bridging tool or your accountant.
What to look for as a tradesperson
- Works from your phone, in the van or on site
- Creates quotes and invoices, so records build themselves
- Tracks payments so turnover is accurate
- Simple enough that you keep it up every week
How Fixxa helps
Fixxa is built with Making Tax Digital in mind. You talk or message on WhatsApp, Fixxa builds the quote or invoice, and Fixxa Pay sends faster payment links. Every job becomes a clean digital record you or your accountant can use for quarterly updates. Direct quarterly submissions to HMRC are on the Fixxa roadmap.
Frequently asked questions
Software that keeps digital records and can submit to HMRC, either directly or via bridging software. Check HMRC's list of compatible products on GOV.UK.
HMRC lists some free options with limited features. Many paid apps offer free trials. Fixxa has a 14 day free trial, no card needed.
Yes. Many accountants submit on your behalf. You still need to keep digital records they can work from.